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This Account Is For You If... |
Minimum Opening Balance |
Monthly
Service
Fee |
Check Writing Ability |
Special Features |
BanClub Checking* |
You want more product for the buck! As a member of the club you receive loads of benefits. |
$10 |
$6.00-$8.00 Membership fee |
Unlimited |
Free ATM/debit cards available; Free Club checks; monthly image statements; May qualify for Overdraft Privilege; No charge for traveler’s checks & official checks; Personal Club Insurance* Not a deposit - Not FDIC insured - Not insured by any federal government agency - Not guaranteed by the bank - May go down in value |
Free Checking* |
You want a service charge free account. |
$10 |
$0 |
Unlimited |
First checks free; Free ATM/debit cards available; May qualify for Overdraft Privilege; *There is a cost for any overdraft service when it is used. |
Regular Checking* |
You want an economical account. |
$10 |
$4.00
if balance falls below $300 during the statement cycle
(Account holders 65 or older and full-time students are not subject to service fee.) |
Unlimited |
Free ATM/debit cards available; May qualify for Overdraft Privilege; monthly imaged statements; First checks free. |
Business Checking* |
You want an economical account for your business. |
$10 |
$4.00
if balance falls below $300 during the statement cycle
|
Unlimited |
Free business debit cards available; Free ATM/debit cards available; May qualify for Overdraft Privilege; monthly imaged statements; First checks free. |
Gold Club Checking |
You are 50 years of age or better! Great economical account. |
$500 |
$5.00
If balance falls below $500 any day of statement cycle |
Unlimited |
Interest paid monthly on balances; Free personalized Gold Club checks; Free education seminars; 25% Discount on Safe Deposit Box rental; Free ATM/debit card; monthly image statement; may qualify for Overdraft Privilege |
NOW Checking* |
You maintain a high account balance - and desire interest. |
$1000 |
$5.00
If balance falls below $1000 any day of statement cycle |
Unlimited |
First checks free; Free ATM/debit Cards available; monthly image statements; |
Money Market Checking |
You maintain a high account balance, want the highest interest with easy access to your money. |
$2500 |
$5
If balance falls below $2500 any day of statement cycle |
6 withdrawals per month restricted to a maximum of 6 pre-authorized debits. |
Interest paid monthly on account if $2500 balance is maintained; Monthly image statements; First checks free. |
| * FDIC INSURANCE - As of July 1, 2010, Citizens Bank will not be participating in the FDIC’s Transaction Account Guarantee Program. Funds held in this bank are insured by the FDIC up to $250,000, but do not have the FDIC’s Transaction Account Guarantee for deposit balances over $250,000, after June 30, 2010. |
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